NJ cities
Cities in New Jersey
We cover 323 Census places in New Jersey, listed largest first. Every page carries the sourced New Jersey lending rules that apply to borrowers there.
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All places in New Jersey
- Newark 304,960
- Jersey City 291,657
- Paterson 156,452
- Elizabeth 135,829
- Trenton 89,620
- Clifton 88,461
- Camden 71,100
- Bayonne 70,300
- East Orange 69,556
- Passaic 68,903
- Union City 64,462
- Vineland 60,797
- Hoboken 57,010
- New Brunswick 55,846
- Perth Amboy 55,249
- Plainfield 54,670
- West New York 50,754
- Hackensack 45,736
- Sayreville 45,496
- Linden 43,950
- Fort Lee 39,700
- Kearny 39,370
- Atlantic City 38,464
- Fair Lawn 35,564
- Long Branch 32,745
- Garfield 32,456
- Westfield 30,559
- Princeton 30,289
- Rahway 29,813
- Englewood 29,624
- Bergenfield 28,274
- Millville 27,358
- Bridgeton 26,763
- Paramus 26,282
- Ridgewood 26,194
- Lodi 25,832
- Cliffside Park 25,570
- Carteret 25,281
- South Plainfield 24,131
- Glassboro 23,987
- North Plainfield 22,566
- Summit 22,344
- Roselle 22,342
- Lindenwold 21,685
- Elmwood Park 21,256
- Secaucus 21,005
- Pleasantville 20,613
- Morristown 20,571
- Harrison 20,520
- Palisades Park 20,102
- Hawthorne 19,496
- Point Pleasant 19,429
- Tinton Falls 19,354
- Rutherford 18,852
- Dover 18,435
- Dumont 18,234
- New Milford 16,889
- Madison 16,432
- North Arlington 16,370
- South River 15,931
- Asbury Park 15,391
- Phillipsburg 15,328
- Tenafly 15,178
- Metuchen 14,977
- Highland Park 14,959
- Fairview 14,927
- Hammonton 14,797
- Ramsey 14,706
- Edgewater 14,678
- Hopatcong 14,622
- Middlesex 14,461
- Collingswood 14,204
- Somerville 14,112
- Florham Park 14,092
- Roselle Park 13,932
- Eatontown 13,496
- New Providence 13,488
- Woodland Park 13,138
- Ridgefield Park 13,135
- Red Bank 12,779
- Oakland 12,680
- Haddonfield 12,571
- Freehold 12,430
- Bound Brook 12,371
- Glen Rock 12,076
- Hasbrouck Heights 12,030
- River Edge 11,995
- Wallington 11,825
- Bellmawr 11,724
- Gloucester City 11,507
- Ringwood 11,451
- Ridgefield 11,417
- Guttenberg 11,365
- Ocean City 11,242
- Westwood 11,210
- Beachwood 11,153
- Wanaque 11,048
- Franklin Lakes 11,021
- Lincoln Park 10,951
- Little Ferry 10,914
- Pompton Lakes 10,874
- Totowa 10,785
- Pine Hill 10,783
- Manville 10,779
- Somers Point 10,465
- East Rutherford 10,421
- South Amboy 10,237
- Wood-Ridge 10,197
- Hackettstown 10,125
- Waldwick 10,105
- Woodbury 10,063
- Hillsdale 10,062
- Burlington 10,024
- Maywood 10,023
- Kinnelon 10,009
- Matawan 9,704
- Keansburg 9,648
- Bogota 9,606
- Park Ridge 9,440
- Montvale 9,361
- Leonia 9,303
- Chatham 9,275
- Ventnor City 9,226
- Absecon 9,130
- Cresskill 9,118
- Clayton 8,948
- Pitman 8,880
- Caldwell 8,834
- Haledon 8,834
- Boonton 8,821
- Audubon 8,716
- North Haledon 8,633
- West Long Branch 8,555
- Closter 8,544
- Upper Saddle River 8,480
- Northfield 8,426
- Raritan 8,422
- Runnemede 8,338
- Kenilworth 8,259
- Newton 8,240
- Oradell 8,188
- Dunellen 8,176
- Butler 8,133
- Spotswood 8,078
- Glen Ridge 7,952
- Bernardsville 7,837
- Fanwood 7,655
- Brigantine 7,602
- Bloomingdale 7,598
- Berlin 7,534
- Haddon Heights 7,511
- Palmyra 7,489
- Wharton 7,346
- Washington 7,335
- Emerson 7,251
- Rumson 7,178
- Keyport 7,099
- Barrington 7,069
- Stratford 7,000
- Midland Park 6,970
- Milltown 6,968
- Linwood 6,957
- Mountainside 6,924
- Allendale 6,791
- Rockaway 6,596
- North Caldwell 6,574
- Morris Plains 6,538
- Watchung 6,434
- Carlstadt 6,333
- Paulsboro 6,267
- Prospect Park 6,219
- Roseland 6,168
- Oceanport 6,166
- Woodcliff Lake 6,122
- Fair Haven 6,109
- Old Tappan 6,074
- Little Silver 6,053
- Mount Arlington 5,931
- Manasquan 5,877
- Hightstown 5,853
- Belmar 5,816
- Jamesburg 5,735
- Norwood 5,729
- Union Beach 5,671
- Somerdale 5,567
- Clementon 5,465
- Salem 5,325
- Englewood Cliffs 5,321
- Margate City 5,162
- Garwood 5,161
- Wildwood 5,123
- Franklin 5,008
- Harrington Park 4,990
- Mendham 4,970
- Brielle 4,920
- Flemington 4,902
- Point Pleasant Beach 4,897
- Penns Grove 4,865
- Demarest 4,846
- Spring Lake Heights 4,834
- Northvale 4,821
- South Bound Brook 4,811
- Mount Ephraim 4,654
- Mountain Lakes 4,608
- Neptune City 4,581
- Buena 4,489
- Egg Harbor City 4,385
- Atlantic Highlands 4,383
- Magnolia 4,356
- Highlands 4,329
- Westville 4,317
- Medford Lakes 4,291
- Ho-Ho-Kus 4,232
- Bradley Beach 4,219
- Lambertville 4,157
- Shrewsbury 4,149
- Riverdale 4,105
- Bordentown 4,021
- Oaklyn 3,940
- Merchantville 3,823
- South Toms River 3,736
- Woodstown 3,728
- Tuckerton 3,681
- Netcong 3,665
- High Bridge 3,592
- North Wildwood 3,585
- Stanhope 3,575
- Saddle River 3,368
- Hamburg 3,331
- Haworth 3,322
- Lawnside 3,301
- Monmouth Beach 3,204
- Woodbury Heights 3,127
- Moonachie 3,108
- National Park 3,063
- Wildwood Crest 3,063
- Woodlynne 2,909
- Pennington 2,840
- Clinton 2,781
- Riverton 2,781
- Cape May 2,757
- Spring Lake 2,751
- Swedesboro 2,741
- Lakehurst 2,703
- Peapack and Gladstone 2,538
- Belvidere 2,536
- Beverly 2,514
- Seaside Heights 2,486
- Helmetta 2,437
- East Newark 2,428
- Alpha 2,348
- Englishtown 2,342
- Wenonah 2,309
- Ogdensburg 2,293
- Gibbsboro 2,239
- Pine Beach 2,193
- Essex Fells 2,138
- Woodbine 2,136
- Sea Isle City 2,122
- Sussex 2,050
- Ocean Gate 1,991
- Laurel Springs 1,984
- Avon-by-the-Sea 1,933
- Hopewell 1,894
- Lavallette 1,843
- Sea Girt 1,841
- Brooklawn 1,813
- Folsom 1,813
- Newfield 1,798
- Alpine 1,750
- Allentown 1,724
- Island Heights 1,699
- Glen Gardner 1,682
- Estell Manor 1,679
- Chester 1,678
- Lebanon 1,670
- Lake Como 1,665
- Victory Gardens 1,583
- Chesilhurst 1,546
- Farmingdale 1,491
- Frenchtown 1,472
- Seaside Park 1,471
- Hampton 1,443
- Sea Bright 1,425
- Pemberton 1,376
- Elmer 1,368
- Surf City 1,288
- Milford 1,222
- Avalon 1,218
- Ship Bottom 1,114
- Port Republic 1,109
- Beach Haven 1,069
- Califon 1,013
- West Cape May 1,003
- Audubon Park 990
- Bay Head 965
- Hi-Nella 928
- Far Hills 914
- Deal 888
- Longport 878
- Interlaken 817
- Branchville 808
- Roosevelt 799
- Bloomsbury 796
- Stone Harbor 791
- Rocky Hill 740
- Wrightstown 722
- Barnegat Light 652
- Andover 603
- West Wildwood 542
- Fieldsboro 538
- Stockton 494
- Corbin City 481
- Allenhurst 466
- Millstone 446
- Shiloh 443
- Rockleigh 405
- Harvey Cedars 397
- Mantoloking 332
- Cape May Point 299
- Loch Arbour 224
- Teterboro 71
- Tavistock 7
Common questions
Frequently asked questions
Why is there a page for my city?
Because borrowing rules are state-level while loan pricing is borrower-level, a city page is the fastest way to see both: the sourced lending rules for your state and the population context for your area.
Do lenders offer different rates by city?
Generally no. A licensed lender applies the same pricing model across a state. Your rate is driven by your credit profile, income and debt-to-income ratio, not by the city you live in.