Burlington at a glance
- Population: 10,024 — 113th in New Jersey, which has 323 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 9,740 (US Census Bureau).
- 2020 to 2023 change: about 2.9% more residents than the 2020 Census base (US Census Bureau).
- Rank among New Jersey places: 113th largest of 323 (US Census Bureau).
- Size percentile: ahead of around 65% of New Jersey places in population terms (US Census Bureau).
- Coordinates: it sits at 40.0788, -74.8525 in the US Census Bureau Gazetteer.
- Nearest larger cities (120-mile radius): Trenton, NJ (11 mi); Philadelphia, PA (16 mi); Haddonfield, NJ (16 mi); Collingswood, NJ (16 mi); Camden, NJ (17 mi) (US Census Bureau).
- Smaller places nearby: Bristol, PA (2 mi); Beverly, NJ (4 mi); Tullytown, PA (5 mi), per US Census Bureau estimates.
What a personal loan costs in Burlington
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
New Jersey lending rules that apply in Burlington
Read the table as the compliance picture for a lender serving Burlington: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required for loans of $50,000 or less for personal, family, or household purposes (N.J.S.A. 17:11C-1 et seq.) Source says: "A consumer lender license is required for the making of a loan that is to be used primarily for personal, family or household purposes" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
How to compare offers in Burlington
The order below is a sensible way to approach a loan in Burlington:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in New Jersey using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.