Wenonah at a glance
- Population: 2,309, the 253rd-largest community in New Jersey out of 323 (US Census Bureau, Vintage 2023).
- 2020 Census base: 2,281 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: an increase of about 1.2% since the 2020 count (US Census Bureau).
- Rank among New Jersey places: the 253rd-largest of 323 (US Census Bureau, 2023 estimate).
- Size percentile: ahead of around 22% of New Jersey places in population terms (US Census Bureau).
- Coordinates: 39.7920 latitude, -75.1482 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Woodbury Heights, NJ (1 mi); Woodbury, NJ (3 mi); Pitman, NJ (4 mi); Westville, NJ (5 mi); National Park, NJ (6 mi), each a US Census place with its estimated population.
- Smaller places close by: Brooklawn, NJ (6 mi); Hi-Nella, NJ (7 mi); Laurel Springs, NJ (8 mi) (US Census Bureau).
What a personal loan costs in Wenonah
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
New Jersey lending rules that apply in Wenonah
The sourced rows below are the rules a licensed lender must follow when lending in New Jersey, and therefore in Wenonah.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required for loans of $50,000 or less for personal, family, or household purposes (N.J.S.A. 17:11C-1 et seq.) Source says: "A consumer lender license is required for the making of a loan that is to be used primarily for personal, family or household purposes" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
How to compare offers in Wenonah
Here is a short checklist for comparing personal loans in Wenonah:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in New Jersey using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.