State reference
State lending rules
Consumer-lending rules are set at the state level. Each state page lists the usury cap, payday-lending position, licensing rules and the regulator to check — every figure with its publisher and a link to the primary source.
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All states
Alabama
AL lending rules
Alaska
AK lending rules
Arizona
AZ lending rules
Arkansas
AR lending rules
California
CA lending rules
Colorado
CO lending rules
Connecticut
CT lending rules
Delaware
DE lending rules
District of Columbia
DC lending rules
Florida
FL lending rules
Georgia
GA lending rules
Hawaii
HI lending rules
Idaho
ID lending rules
Illinois
IL lending rules
Indiana
IN lending rules
Iowa
IA lending rules
Kansas
KS lending rules
Kentucky
KY lending rules
Louisiana
LA lending rules
Maine
ME lending rules
Maryland
MD lending rules
Massachusetts
MA lending rules
Michigan
MI lending rules
Minnesota
MN lending rules
Mississippi
MS lending rules
Missouri
MO lending rules
Montana
MT lending rules
Nebraska
NE lending rules
Nevada
NV lending rules
New Hampshire
NH lending rules
New Jersey
NJ lending rules
New Mexico
NM lending rules
New York
NY lending rules
North Carolina
NC lending rules
North Dakota
ND lending rules
Ohio
OH lending rules
Oklahoma
OK lending rules
Oregon
OR lending rules
Pennsylvania
PA lending rules
Rhode Island
RI lending rules
South Carolina
SC lending rules
South Dakota
SD lending rules
Tennessee
TN lending rules
Texas
TX lending rules
Utah
UT lending rules
Vermont
VT lending rules
Virginia
VA lending rules
Washington
WA lending rules
West Virginia
WV lending rules
Wisconsin
WI lending rules
Wyoming
WY lending rules