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Personal loans in Wyeville, WI

Borrowers in Wyeville use personal loans to consolidate balances or cover a one-time cost, and the terms depend on your credit, income and existing obligations. The Census counts about 117 residents in Wyeville, ranking it 592nd among the 605 places in Wisconsin. Wisconsin sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Wyeville at a glance

  • Population: 117 people, the 592nd-largest place among Wisconsin's 605 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: the 2020 count put the population at 119 (US Census Bureau).
  • 2020 to 2023 change: about 1.7% below the 2020 Census base (US Census Bureau).
  • Rank among Wisconsin places: 592nd of 605 by population (US Census Bureau, Vintage 2023).
  • Size percentile: larger than about 2% of the Census places in Wisconsin (US Census Bureau).
  • Coordinates: 44.0279, -90.3861 (Census Gazetteer, US Census Bureau).
  • Nearest larger cities: Oakdale, WI (5 mi); Tomah, WI (6 mi); Camp Douglas, WI (9 mi); Warrens, WI (10 mi); Hustler, WI (12 mi), each a US Census place with its estimated population.
  • Nearest smaller towns: Melvina, WI (25 mi); Yuba, WI (34 mi); Bell Center, WI (55 mi) — US Census Bureau populations.

What a personal loan costs in Wyeville

Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.

APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.

Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.

Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.

Wisconsin lending rules that apply in Wyeville

Each row below is a Wisconsin rule with its publisher and the date it was retrieved.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Wyeville

These steps are the ones that most affect the offer you receive in Wyeville:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Wyeville?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Wyeville are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Wyeville?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Wyeville require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Wyeville hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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