Camp Douglas at a glance
- Population: about 635 residents, ranking 443rd of 605 Census places in Wisconsin (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: 643 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: population fell about 1.2% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: 443rd of the state's 605 Census places (US Census Bureau).
- Size percentile: it is larger than about 27% of the places in Wisconsin (US Census Bureau).
- Coordinates: latitude 43.9197, longitude -90.2697 (US Census Bureau Gazetteer).
- Nearest larger cities: New Lisbon, WI (6 mi); Necedah, WI (12 mi); Elroy, WI (12 mi); Tomah, WI (12 mi); Mauston, WI (13 mi); each population is a US Census Bureau estimate.
- Nearest smaller towns: Hustler, WI (3 mi); Oakdale, WI (6 mi); Wyeville, WI (9 mi) (US Census Bureau).
What a personal loan costs in Camp Douglas
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Wisconsin lending rules that apply in Camp Douglas
Read the table as the compliance picture for a lender serving Camp Douglas: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Camp Douglas
These steps are the ones that most affect the offer you receive in Camp Douglas:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.