New Lisbon at a glance
- Population: about 2,537, 230th by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 2,577 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: population fell about 1.6% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: the 230th-largest of 605 (US Census Bureau, 2023 estimate).
- Size percentile: it exceeds roughly 62% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: 43.8753, -90.1624 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Mauston, WI (7 mi); Tomah, WI (19 mi); Reedsburg, WI (25 mi); Wisconsin Dells, WI (25 mi); Lake Delton, WI (27 mi); each population is a US Census Bureau estimate.
- Smaller places close by: Hustler, WI (5 mi); Camp Douglas, WI (6 mi); Elroy, WI (11 mi) (US Census Bureau).
What a personal loan costs in New Lisbon
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Wisconsin lending rules that apply in New Lisbon
The table carries the Wisconsin rate and licensing rules that apply to consumer loans made in New Lisbon.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in New Lisbon
A few practical steps will make the process in New Lisbon less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.