Wausaukee at a glance
- Population: 597 — 449th in Wisconsin, which has 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 597 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about the same as at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 449th of the state's 605 Census places (US Census Bureau).
- Size percentile: larger than about 26% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: 45.3782 / -87.9548, per the US Census Bureau Gazetteer.
- Nearest larger cities: Crivitz, WI (10 mi); Stephenson, MI (17 mi); Coleman, WI (22 mi); Menominee, MI (24 mi); Peshtigo, WI (24 mi) (Census populations, approximate straight-line distance).
- Smaller places nearby: Daggett, MI (18 mi); Pound, WI (20 mi); Carney, MI (24 mi), per US Census Bureau estimates.
What a personal loan costs in Wausaukee
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Wisconsin lending rules that apply in Wausaukee
The Wisconsin rate caps and licensing rules that reach Wausaukee are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Wausaukee
The order below is a sensible way to approach a loan in Wausaukee:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.