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Personal loans in Pound, WI

For a borrower in Pound, a personal loan is a sum repaid in equal monthly installments, priced mainly from your credit profile, income and debt load. Census data place Pound's population near 352, the 527th-largest among Wisconsin's 605 Census places. Rate caps and licensing for consumer lenders in Wisconsin come from state law, and the sourced rows below set them out.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Pound at a glance

  • Population: the Census estimates 352 residents, ranking 527th of 605 places in Wisconsin (Vintage 2023).
  • 2020 Census base: 354 residents (US Census Bureau, 2020 Census).
  • 2020 to 2023 change: roughly 0.6% fewer residents than at the 2020 Census (US Census Bureau).
  • Rank among Wisconsin places: 527th in population of 605 places (US Census Bureau).
  • Size percentile: larger than about 13% of the Census places in Wisconsin (US Census Bureau).
  • Coordinates: latitude 45.0989, longitude -88.0324 (US Census Bureau Gazetteer).
  • Nearest larger cities (120-mile radius): Coleman, WI (2 mi); Crivitz, WI (9 mi); Lena, WI (10 mi); Peshtigo, WI (14 mi); Oconto, WI (16 mi) (US Census Bureau).
  • Nearest smaller places: Daggett, MI (33 mi); White Lake, WI (36 mi); Carney, MI (41 mi) (US Census Bureau estimates).

What a personal loan costs in Pound

A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.

The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.

The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.

Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.

Wisconsin lending rules that apply in Pound

Read the table as the compliance picture for a lender serving Pound: label, sourced figure, publisher and date.

RuleDetailSource
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Pound

The order below is a sensible way to approach a loan in Pound:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Pound?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Pound are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Pound?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Pound require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Pound hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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