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Personal loans in Crivitz, WI

In Crivitz, a personal loan gives you a lump sum repaid over a set term, with the lender setting your APR from your credit, income and debts. With roughly 1,099 people, Crivitz ranks 353rd of 605 Census places in Wisconsin. The sourced table below lists the Wisconsin rate caps and licensing rules a lender must follow on a loan made here.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Crivitz at a glance

  • Population: roughly 1,099 people; 353rd of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: the 2020 count put the population at 1,094 (US Census Bureau).
  • 2020 to 2023 change: roughly 0.5% higher than at the 2020 Census (US Census Bureau).
  • Rank among Wisconsin places: 353rd in population of 605 places (US Census Bureau).
  • Size percentile: ahead of around 42% of Wisconsin places in population terms (US Census Bureau).
  • Coordinates: mapped at 45.2334, -88.0069 by the US Census Bureau Gazetteer.
  • Nearest larger cities (within 120 miles): Peshtigo, WI (18 mi); Menominee, MI (20 mi); Marinette, WI (21 mi); Oconto, WI (24 mi); Oconto Falls, WI (26 mi) (US Census Bureau populations).
  • Nearest smaller towns: Pound, WI (9 mi); Wausaukee, WI (10 mi); Coleman, WI (12 mi) — US Census Bureau populations.

What a personal loan costs in Crivitz

A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.

The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.

Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.

Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.

Wisconsin lending rules that apply in Crivitz

Each row below is a Wisconsin rule with its publisher and the date it was retrieved.

RuleDetailSource
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Crivitz

Run through this list before signing anything in Crivitz:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Crivitz?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Crivitz are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Crivitz?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Crivitz require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Crivitz hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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