Manderson at a glance
- Population: the Census estimates 91 residents, ranking 91st of 99 places in Wyoming (Vintage 2023).
- 2020 Census base: the 2020 Census recorded 89 residents here (US Census Bureau).
- 2020 to 2023 change: an increase of about 2.2% since the 2020 count (US Census Bureau).
- Rank among Wyoming places: 91st largest of 99 (US Census Bureau).
- Size percentile: it exceeds roughly 8% of Wyoming's Census places by population (US Census Bureau).
- Coordinates: it sits at 44.2698, -107.9642 in the US Census Bureau Gazetteer.
- Nearest larger cities (120-mile radius): Basin, WY (9 mi); Greybull, WY (16 mi); Worland, WY (17 mi); Burlington, WY (26 mi); Ten Sleep, WY (30 mi) (US Census Bureau).
- Smaller places nearby: Kirby, WY (34 mi), per US Census Bureau estimates.
What a personal loan costs in Manderson
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Wyoming lending rules that apply in Manderson
The sourced rows below are the rules a licensed lender must follow when lending in Wyoming, and therefore in Manderson.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
How to compare offers in Manderson
These steps are the ones that most affect the offer you receive in Manderson:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wyoming using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.