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Personal loans in Burlington, WY

A personal loan in Burlington is a fixed-term installment product, and the price a lender offers you is driven by your credit profile, income and existing debts. About 370 people live in Burlington, which ranks 65th of 99 Census places in Wyoming. Wyoming law sets the rate ceilings and the licensing a lender must hold, and the table below lists each sourced figure.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Burlington at a glance

  • Population: 370 (US Census Bureau, Vintage 2023 subcounty estimate), the 65th-largest of 99 places in Wyoming.
  • 2020 Census base: 314 residents in the 2020 Census, per the US Census Bureau.
  • 2020 to 2023 change: an increase of about 17.8% since the 2020 count (US Census Bureau).
  • Rank among Wyoming places: 65th out of 99 Census places (US Census Bureau).
  • Size percentile: roughly 34% of places in Wyoming rank below it by population (US Census Bureau).
  • Coordinates: 44.4471 latitude, -108.4320 longitude (US Census Bureau Gazetteer).
  • Nearest larger cities: Greybull, WY (19 mi); Basin, WY (20 mi); Byron, WY (24 mi); Lovell, WY (27 mi); Powell, WY (27 mi) (Census populations, approximate straight-line distance).
  • Nearest smaller towns: Manderson, WY (26 mi); Meeteetse, WY (30 mi); Deaver, WY (32 mi) — US Census Bureau populations.

What a personal loan costs in Burlington

A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.

Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.

Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.

Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.

Wyoming lending rules that apply in Burlington

The table lists the Wyoming rules that apply to a loan made in Burlington, each with the regulator that published it.

RuleDetailSource
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

How to compare offers in Burlington

The steps below are worth completing first when you borrow in Burlington:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wyoming using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Burlington?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Burlington are the same as elsewhere in Wyoming.
How much can I borrow with a personal loan in Burlington?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Burlington require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Burlington hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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