Greybull at a glance
- Population: 1,709 people, the 33rd-largest place among Wyoming's 99 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 Census recorded 1,650 residents here (US Census Bureau).
- 2020 to 2023 change: about 3.6% more residents than the 2020 Census base (US Census Bureau).
- Rank among Wyoming places: 33rd by size among 99 communities (US Census Bureau).
- Size percentile: it exceeds roughly 67% of Wyoming's Census places by population (US Census Bureau).
- Coordinates: 44.4865 latitude, -108.0557 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Lovell, WY (29 mi); Worland, WY (33 mi); Powell, WY (39 mi); Cody, WY (49 mi); Sheridan, WY (58 mi) (Census populations, approximate straight-line distance).
- Nearest smaller communities: Basin, WY (7 mi); Manderson, WY (16 mi); Burlington, WY (19 mi), each a US Census place.
What a personal loan costs in Greybull
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wyoming lending rules that apply in Greybull
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
How to compare offers in Greybull
A few practical steps will make the process in Greybull less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wyoming using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.