Lomira at a glance
- Population: the Census estimates 2,680 residents, ranking 224th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 2,678 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: a gain of roughly 0.1% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 224th out of 605 Census places (US Census Bureau).
- Size percentile: roughly 63% of Wisconsin's places have fewer residents (US Census Bureau).
- Coordinates: mapped at 43.5942, -88.4432 by the US Census Bureau Gazetteer.
- Nearest larger cities: Mayville, WI (8 mi); Kewaskum, WI (12 mi); Fond du Lac, WI (12 mi); Horicon, WI (14 mi); Waupun, WI (15 mi), each a US Census place with its estimated population.
- Nearest smaller towns: Brownsville, WI (3 mi); Theresa, WI (5 mi); Eden, WI (8 mi) (US Census Bureau).
What a personal loan costs in Lomira
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Lomira
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Lomira
Before you share your details with a lender in Lomira:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.