Brownsville at a glance
- Population: the Census estimates 649 residents, ranking 440th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 596 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: roughly 8.9% higher than at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 440th in population of 605 places (US Census Bureau).
- Size percentile: ahead of around 27% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: latitude 43.6146, longitude -88.4952 (US Census Bureau Gazetteer).
- Nearest larger cities: Lomira, WI (3 mi); Oakfield, WI (5 mi); Theresa, WI (7 mi); Mayville, WI (8 mi); Eden, WI (8 mi) — straight-line distances, US Census Bureau populations.
- Smaller towns nearby: Mount Calvary, WI (19 mi); Fairwater, WI (21 mi); Neosho, WI (21 mi) (US Census Bureau).
What a personal loan costs in Brownsville
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Wisconsin lending rules that apply in Brownsville
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Brownsville
These steps are the ones that most affect the offer you receive in Brownsville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.