Eden at a glance
- Population: 901 (US Census Bureau, Vintage 2023 subcounty estimate), the 382nd-largest of 605 places in Wisconsin.
- 2020 Census base: 885 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: population rose about 1.8% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: 382nd out of 605 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 37% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: 43.6941, -88.3661 (US Census Bureau Gazetteer).
- Nearest larger cities: Fond du Lac, WI (7 mi); Lomira, WI (8 mi); Campbellsport, WI (8 mi); Oakfield, WI (9 mi); North Fond du Lac, WI (10 mi) (Census populations, approximate straight-line distance).
- Nearest smaller towns: Brownsville, WI (8 mi); Mount Calvary, WI (11 mi); St. Cloud, WI (13 mi) — US Census Bureau populations.
What a personal loan costs in Eden
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Wisconsin lending rules that apply in Eden
Read the table as the compliance picture for a lender serving Eden: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Eden
Before you commit to a personal loan in Eden, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.