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Personal loans in Friesland, WI

Borrowers in Friesland use personal loans to consolidate balances or cover a one-time cost, and the terms depend on your credit, income and existing obligations. Friesland has a Census-estimated population of 316, ranking 539th among the 605 Census places in Wisconsin. The rate caps and licensing requirements that apply to a lender in Wisconsin are set out in the sourced table below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Friesland at a glance

  • Population: 316 people, the 539th-largest place among Wisconsin's 605 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: the 2020 Census recorded 318 residents here (US Census Bureau).
  • 2020 to 2023 change: roughly 0.6% fewer residents than at the 2020 Census (US Census Bureau).
  • Rank among Wisconsin places: 539th of the state's 605 Census places (US Census Bureau).
  • Size percentile: about 11% of places in Wisconsin are smaller (US Census Bureau).
  • Coordinates: 43.5876, -89.0656 (US Census Bureau Gazetteer).
  • Nearest larger cities (within 120 miles): Cambria, WI (4 mi); Randolph, WI (5 mi); Fox Lake, WI (8 mi); Markesan, WI (9 mi); Pardeeville, WI (12 mi) (US Census Bureau populations).
  • Smaller towns nearby: Kingston, WI (8 mi); Marquette, WI (12 mi); Doylestown, WI (12 mi) (US Census Bureau).

What a personal loan costs in Friesland

A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.

APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.

A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.

Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.

Wisconsin lending rules that apply in Friesland

The table lists the Wisconsin rules that apply to a loan made in Friesland, each with the regulator that published it.

RuleDetailSource
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Friesland

Before you share your details with a lender in Friesland:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Friesland?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Friesland are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Friesland?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Friesland require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Friesland hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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