Markesan at a glance
- Population: 1,375, the 320th-largest community in Wisconsin out of 605 (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,380 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 0.4% lower than the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 320th largest of 605 (US Census Bureau).
- Size percentile: about 47% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: 43.7108 latitude, -88.9912 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Fox Lake, WI (11 mi); Randolph, WI (12 mi); Ripon, WI (12 mi); Waupun, WI (14 mi); Berlin, WI (18 mi), each a US Census place with its estimated population.
- Nearest smaller communities: Fairwater, WI (7 mi); Kingston, WI (7 mi); Marquette, WI (8 mi), each a US Census place.
What a personal loan costs in Markesan
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Wisconsin lending rules that apply in Markesan
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Markesan
The order below is a sensible way to approach a loan in Markesan:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.