Fall River at a glance
- Population: the Census estimates 1,792 residents, ranking 271st of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 1,798 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: down roughly 0.3% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Wisconsin places: 271st largest of 605 (US Census Bureau).
- Size percentile: ahead of around 55% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: 43.3859 latitude, -89.0455 longitude (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Columbus, WI (3 mi); Beaver Dam, WI (12 mi); Waterloo, WI (14 mi); Marshall, WI (15 mi); Windsor, WI (15 mi) (US Census Bureau populations).
- Nearest smaller communities: Doylestown, WI (6 mi); Randolph, WI (11 mi); Rio, WI (11 mi), each a US Census place.
What a personal loan costs in Fall River
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Wisconsin lending rules that apply in Fall River
Read the table as the compliance picture for a lender serving Fall River: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Fall River
The steps below are worth completing first when you borrow in Fall River:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.