Marshall at a glance
- Population: a Census-estimated 3,810, placing it 177th among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 3,787 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 0.6% growth over the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 177th out of 605 Census places (US Census Bureau).
- Size percentile: larger than about 71% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: latitude 43.1705, longitude -89.0626 (US Census Bureau Gazetteer).
- Nearest larger cities: Sun Prairie, WI (9 mi); Cottage Grove, WI (9 mi); Lake Mills, WI (10 mi); Columbus, WI (12 mi); Windsor, WI (12 mi), each a US Census place with its estimated population.
- Smaller places nearby: Waterloo, WI (4 mi); Deerfield, WI (8 mi); Cambridge, WI (12 mi), per US Census Bureau estimates.
What a personal loan costs in Marshall
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Marshall
Each row below is a Wisconsin rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Marshall
The steps below are worth completing first when you borrow in Marshall:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.