Weston at a glance
- Population: 3,776 residents, the 34th-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
- 2020 Census base: 3,951 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: a decline of roughly 4.4% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among West Virginia places: 34th of the state's 230 Census places (US Census Bureau).
- Size percentile: ahead of around 85% of West Virginia places in population terms (US Census Bureau).
- Coordinates: 39.0388 / -80.4622, per the US Census Bureau Gazetteer.
- Nearest larger cities: Buckhannon, WV (13 mi); Clarksburg, WV (17 mi); Bridgeport, WV (22 mi); Grafton, WV (32 mi); Elkins, WV (34 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Jane Lew, WV (6 mi); Lost Creek, WV (11 mi); West Milford, WV (12 mi) (US Census Bureau).
What a personal loan costs in Weston
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
West Virginia lending rules that apply in Weston
The West Virginia rate caps and licensing rules that reach Weston are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
How to compare offers in Weston
The order below is a sensible way to approach a loan in Weston:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.