Nutter Fort at a glance
- Population: 1,454 residents, the 72nd-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,494 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: down about 2.7% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among West Virginia places: the 72nd-largest of 230 (US Census Bureau, 2023 estimate).
- Size percentile: roughly 69% of places in West Virginia rank below it by population (US Census Bureau).
- Coordinates: 39.2604, -80.3265 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Stonewood, WV (1 mi); Clarksburg, WV (2 mi); Bridgeport, WV (5 mi); Shinnston, WV (9 mi); Salem, WV (13 mi); each population is a US Census Bureau estimate.
- Smaller towns nearby: Anmoore, WV (2 mi); West Milford, WV (6 mi); Lost Creek, WV (7 mi) (US Census Bureau).
What a personal loan costs in Nutter Fort
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
West Virginia lending rules that apply in Nutter Fort
Each row below is a West Virginia rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
How to compare offers in Nutter Fort
The steps below are worth completing first when you borrow in Nutter Fort:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.