Sussex at a glance
- Population: a Census-estimated 12,162, placing it 81st among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 11,606 residents here (US Census Bureau).
- 2020 to 2023 change: roughly 4.8% higher than at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 81st in population of 605 places (US Census Bureau).
- Size percentile: ahead of around 87% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: 43.1349 / -88.2260, per the US Census Bureau Gazetteer.
- Nearest larger cities (within 120 miles): Pewaukee, WI (5 mi); Menomonee Falls, WI (6 mi); Brookfield, WI (7 mi); Germantown, WI (9 mi); Waukesha, WI (9 mi) (US Census Bureau populations).
- Nearest smaller communities: Pewaukee, WI (4 mi); Lannon, WI (4 mi); Merton, WI (4 mi), each a US Census place.
What a personal loan costs in Sussex
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Sussex
Each row below is a Wisconsin rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Sussex
Here is a short checklist for comparing personal loans in Sussex:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.