Lannon at a glance
- Population: 2,290 (US Census Bureau, Vintage 2023 subcounty estimate), the 245th-largest of 605 places in Wisconsin.
- 2020 Census base: the 2020 count put the population at 1,352 (US Census Bureau).
- 2020 to 2023 change: population rose about 69.4% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: the 245th-largest of 605 (US Census Bureau, 2023 estimate).
- Size percentile: ahead of around 60% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: latitude 43.1572, longitude -88.1582 (US Census Bureau Gazetteer).
- Nearest larger cities: Menomonee Falls, WI (2 mi); Sussex, WI (4 mi); Germantown, WI (6 mi); Brookfield, WI (7 mi); Richfield, WI (7 mi); US Census Bureau population estimates.
- Nearest smaller communities: Butler, WI (5 mi); River Hills, WI (11 mi); Chenequa, WI (11 mi), each a US Census place.
What a personal loan costs in Lannon
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Lannon
The table carries the Wisconsin rate and licensing rules that apply to consumer loans made in Lannon.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Lannon
A few practical steps will make the process in Lannon less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.