Stockbridge at a glance
- Population: about 657 residents, ranking 438th of 605 Census places in Wisconsin (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 682 residents here (US Census Bureau).
- 2020 to 2023 change: a loss of about 3.7% since the 2020 count (US Census Bureau).
- Rank among Wisconsin places: 438th of the state's 605 Census places (US Census Bureau).
- Size percentile: larger than about 28% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: it sits at 44.0684, -88.3097 in the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Sherwood, WI (8 mi); Chilton, WI (8 mi); Harrison, WI (9 mi); Hilbert, WI (9 mi); Neenah, WI (11 mi) (US Census Bureau).
- Smaller places nearby: Potter, WI (11 mi); Mount Calvary, WI (17 mi); St. Cloud, WI (18 mi), per US Census Bureau estimates.
What a personal loan costs in Stockbridge
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Wisconsin lending rules that apply in Stockbridge
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Stockbridge
Run through this list before signing anything in Stockbridge:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.