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Personal loans in Harrison, WI

Taking out a personal loan in Harrison means a fixed monthly payment for a set term, and the APR you are quoted rests on your credit, income and debts. With roughly 14,524 people, Harrison ranks 64th of 605 Census places in Wisconsin. Wisconsin law sets the rate ceilings and the licensing a lender must hold, and the table below lists each sourced figure.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Harrison at a glance

  • Population: 14,524 — 64th in Wisconsin, which has 605 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: the 2020 count put the population at 12,416 (US Census Bureau).
  • 2020 to 2023 change: population rose about 17.0% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
  • Rank among Wisconsin places: 64th by size among 605 communities (US Census Bureau).
  • Size percentile: it exceeds roughly 89% of Wisconsin's Census places by population (US Census Bureau).
  • Coordinates: 44.1922 latitude, -88.2941 longitude (US Census Bureau Gazetteer).
  • Nearest larger cities (120-mile radius): Kaukauna, WI (6 mi); Menasha, WI (7 mi); Appleton, WI (8 mi); Neenah, WI (9 mi); Fox Crossing, WI (9 mi) (US Census Bureau).
  • Nearest smaller communities: Sherwood, WI (1 mi); Combined Locks, WI (5 mi); Kimberly, WI (6 mi), each a US Census place.

What a personal loan costs in Harrison

Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.

Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.

Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.

Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.

Wisconsin lending rules that apply in Harrison

The table lists the Wisconsin rules that apply to a loan made in Harrison, each with the regulator that published it.

RuleDetailSource
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Harrison

The order below is a sensible way to approach a loan in Harrison:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Harrison?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Harrison are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Harrison?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Harrison require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Harrison hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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