Potosi at a glance
- Population: a Census-estimated 652, placing it 439th among Wisconsin's 605 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 646 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about 0.9% growth over the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 439th of the state's 605 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 27% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: mapped at 42.6855, -90.7077 by the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Dickeyville, WI (7 mi); Lancaster, WI (11 mi); Platteville, WI (13 mi); Asbury, IA (13 mi); Dubuque, IA (13 mi) (US Census Bureau).
- Nearest smaller communities: Tennyson, WI (1 mi); Sherrill, IA (7 mi); Balltown, IA (9 mi) (Census populations).
What a personal loan costs in Potosi
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Wisconsin lending rules that apply in Potosi
Read the table as the compliance picture for a lender serving Potosi: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Potosi
Run through this list before signing anything in Potosi:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.