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Personal loans in Dickeyville, WI

In Dickeyville, a personal loan turns a one-time expense into predictable monthly payments, and the rate you get depends on your credit, income and debts. Dickeyville is home to about 1,017 people and ranks 364th among the 605 Census places in Wisconsin. Lenders in Wisconsin work under state rate caps and licensing rules, each listed with its publisher in the table below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Dickeyville at a glance

  • Population: 1,017 residents, the 364th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
  • 2020 Census base: the 2020 Census recorded 1,018 residents here (US Census Bureau).
  • 2020 to 2023 change: roughly 0.1% fewer residents than at the 2020 Census (US Census Bureau).
  • Rank among Wisconsin places: 364th in population of 605 places (US Census Bureau).
  • Size percentile: it is larger than about 40% of the places in Wisconsin (US Census Bureau).
  • Coordinates: it sits at 42.6254, -90.5961 in the US Census Bureau Gazetteer.
  • Nearest larger cities within 120 miles: Cuba City, WI (8 mi); East Dubuque, IL (10 mi); Platteville, WI (10 mi); Hazel Green, WI (10 mi); Dubuque, IA (10 mi) (US Census Bureau).
  • Nearest smaller towns: Tennyson, WI (6 mi); Potosi, WI (7 mi); Sageville, IA (8 mi) — US Census Bureau populations.

What a personal loan costs in Dickeyville

With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.

APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.

Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.

Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.

Wisconsin lending rules that apply in Dickeyville

The Wisconsin rate caps and licensing rules that reach Dickeyville are listed below, each with its source and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Dickeyville

Before you commit to a personal loan in Dickeyville, work through these steps:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Dickeyville?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Dickeyville are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Dickeyville?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Dickeyville require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Dickeyville hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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