Mount Lebanon at a glance
- Population: a Census-estimated 64, placing it 301st among Louisiana's 302 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 68 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: population fell about 5.9% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Louisiana places: 301st-largest of 302 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: larger than about 0% of the Census places in Louisiana (US Census Bureau).
- Coordinates: 32.5052, -93.0499 (US Census Bureau Gazetteer).
- Nearest larger cities: Gibsland, LA (2 mi); Bryceland, LA (5 mi); Arcadia, LA (8 mi); Athens, LA (11 mi); Bienville, LA (11 mi); each population is a US Census Bureau estimate.
- Nearest smaller towns: Patmos, AR (76 mi); Tinsman, AR (88 mi); McNab, AR (92 mi) — US Census Bureau populations.
What a personal loan costs in Mount Lebanon
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Louisiana lending rules that apply in Mount Lebanon
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
How to compare offers in Mount Lebanon
These steps are the ones that most affect the offer you receive in Mount Lebanon:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.