Bienville at a glance
- Population: 182 (US Census Bureau, Vintage 2023 subcounty estimate), the 280th-largest of 302 places in Louisiana.
- 2020 Census base: the 2020 count put the population at 191 (US Census Bureau).
- 2020 to 2023 change: population fell about 4.7% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Louisiana places: 280th by size among 302 communities (US Census Bureau).
- Size percentile: it is larger than about 7% of the places in Louisiana (US Census Bureau).
- Coordinates: latitude 32.3632, longitude -92.9748 (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: Lucky, LA (9 mi); Gibsland, LA (13 mi); Arcadia, LA (13 mi); Castor, LA (13 mi); Saline, LA (14 mi) (US Census Bureau).
- Nearest smaller towns: Bryceland, LA (6 mi); Mount Lebanon, LA (11 mi); Jamestown, LA (14 mi) (US Census Bureau).
What a personal loan costs in Bienville
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Louisiana lending rules that apply in Bienville
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
How to compare offers in Bienville
Before you share your details with a lender in Bienville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.