Moreauville at a glance
- Population: 935, the 158th-largest community in Louisiana out of 302 (US Census Bureau, Vintage 2023).
- 2020 Census base: 977 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: population fell about 4.3% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Louisiana places: 158th in population of 302 places (US Census Bureau).
- Size percentile: it is larger than about 48% of the places in Louisiana (US Census Bureau).
- Coordinates: 31.0342 / -91.9817, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mansura, LA (5 mi); Cottonport, LA (5 mi); Marksville, LA (8 mi); Simmesport, LA (11 mi); Bunkie, LA (13 mi); US Census Bureau population estimates.
- Smaller places close by: Plaucheville, LA (5 mi); Hessmer, LA (8 mi); Evergreen, LA (9 mi) (US Census Bureau).
What a personal loan costs in Moreauville
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Louisiana lending rules that apply in Moreauville
The table carries the Louisiana rate and licensing rules that apply to consumer loans made in Moreauville.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
How to compare offers in Moreauville
Before you commit to a personal loan in Moreauville, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.