Mansura at a glance
- Population: about 1,279, 141st by size in Louisiana of 302 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 1,326 (US Census Bureau).
- 2020 to 2023 change: a decline of roughly 3.5% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Louisiana places: 141st of 302 by population (US Census Bureau, Vintage 2023).
- Size percentile: it is larger than about 53% of the places in Louisiana (US Census Bureau).
- Coordinates: 31.0673, -92.0528 (Census Gazetteer, US Census Bureau).
- Nearest larger cities (120-mile radius): Marksville, LA (4 mi); Cottonport, LA (5 mi); Bunkie, LA (11 mi); Simmesport, LA (15 mi); Pineville, LA (28 mi) (US Census Bureau).
- Nearest smaller places: Hessmer, LA (4 mi); Moreauville, LA (5 mi); Plaucheville, LA (8 mi) (US Census Bureau estimates).
What a personal loan costs in Mansura
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Louisiana lending rules that apply in Mansura
Read the table as the compliance picture for a lender serving Mansura: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
How to compare offers in Mansura
Here is a short checklist for comparing personal loans in Mansura:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.