Meadows Place at a glance
- Population: a Census-estimated 4,596, placing it 391st among Texas's 1,224 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 4,769 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: a decline of roughly 3.6% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Texas places: 391st out of 1,224 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 68% of Texas's Census places by population (US Census Bureau).
- Coordinates: 29.6509 latitude, -95.5869 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Stafford, TX (2 mi); Sugar Land, TX (5 mi); Missouri City, TX (7 mi); Bellaire, TX (8 mi); West University Place, TX (10 mi) (Census populations, approximate straight-line distance).
- Nearest smaller towns: Piney Point Village, TX (8 mi); Bunker Hill Village, TX (9 mi); Hedwig Village, TX (10 mi) — US Census Bureau populations.
What a personal loan costs in Meadows Place
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Texas lending rules that apply in Meadows Place
The table lists the Texas rules that apply to a loan made in Meadows Place, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Meadows Place
Run through this list before signing anything in Meadows Place:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.