Bunker Hill Village at a glance
- Population: the Census estimates 3,784 residents, ranking 432nd of 1,224 places in Texas (Vintage 2023).
- 2020 Census base: 3,833 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: roughly 1.3% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Texas places: 432nd-largest of 1,224 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: it exceeds roughly 65% of Texas's Census places by population (US Census Bureau).
- Coordinates: 29.7648 / -95.5317, per the US Census Bureau Gazetteer.
- Nearest larger cities: Hunters Creek Village, TX (2 mi); Spring Valley Village, TX (2 mi); Bellaire, TX (6 mi); West University Place, TX (7 mi); Meadows Place, TX (9 mi), each a US Census place with its estimated population.
- Nearest smaller communities: Piney Point Village, TX (1 mi); Hedwig Village, TX (1 mi); Hilshire Village, TX (3 mi) (Census populations).
What a personal loan costs in Bunker Hill Village
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Texas lending rules that apply in Bunker Hill Village
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How to compare offers in Bunker Hill Village
Before you share your details with a lender in Bunker Hill Village:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.