Maryville at a glance
- Population: 32,436 (US Census Bureau, Vintage 2023 subcounty estimate), the 25th-largest of 344 places in Tennessee.
- 2020 Census base: 31,912 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about 1.6% growth over the 2020 Census base (US Census Bureau).
- Rank among Tennessee places: 25th in population of 344 places (US Census Bureau).
- Size percentile: ahead of around 93% of Tennessee places in population terms (US Census Bureau).
- Coordinates: mapped at 35.7478, -83.9802 by the US Census Bureau Gazetteer.
- Nearest larger cities: Knoxville, TN (15 mi); Oak Ridge, TN (23 mi); Cleveland, TN (64 mi); Asheville, NC (81 mi); Chattanooga, TN (86 mi); US Census Bureau population estimates.
- Smaller places close by: Alcoa, TN (5 mi); Rockford, TN (6 mi); Louisville, TN (7 mi) (US Census Bureau).
What a personal loan costs in Maryville
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Tennessee lending rules that apply in Maryville
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Maryville
Before you commit to a personal loan in Maryville, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.