Friendsville at a glance
- Population: the Census estimates 912 residents, ranking 242nd of 344 places in Tennessee (Vintage 2023).
- 2020 Census base: 893 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: up roughly 2.1% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Tennessee places: 242nd-largest of 344 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: ahead of around 30% of Tennessee places in population terms (US Census Bureau).
- Coordinates: it sits at 35.7564, -84.1320 in the US Census Bureau Gazetteer.
- Nearest larger cities: Louisville, TN (6 mi); Greenback, TN (8 mi); Maryville, TN (9 mi); Farragut, TN (9 mi); Lenoir City, TN (9 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Rockford, TN (12 mi); Philadelphia, TN (16 mi); Townsend, TN (22 mi), each a US Census place.
What a personal loan costs in Friendsville
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Tennessee lending rules that apply in Friendsville
Read the table as the compliance picture for a lender serving Friendsville: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How to compare offers in Friendsville
These steps are the ones that most affect the offer you receive in Friendsville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Tennessee using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.