Maribel at a glance
- Population: the Census estimates 331 residents, ranking 532nd of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 335 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 1.2% lower than the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 532nd out of 605 Census places (US Census Bureau).
- Size percentile: larger than about 12% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: latitude 44.2786, longitude -87.8021 (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Denmark, WI (5 mi); Francis Creek, WI (7 mi); Mishicot, WI (9 mi); Whitelaw, WI (9 mi); Reedsville, WI (11 mi) (US Census Bureau populations).
- Nearest smaller communities: Kellnersville, WI (4 mi); Potter, WI (19 mi); Nichols, WI (38 mi), each a US Census place.
What a personal loan costs in Maribel
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Wisconsin lending rules that apply in Maribel
Each row below is a Wisconsin rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Maribel
Before you commit to a personal loan in Maribel, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.