Denmark at a glance
- Population: roughly 2,422 people; 237th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 2,414 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: up roughly 0.3% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Wisconsin places: 237th largest of 605 (US Census Bureau).
- Size percentile: about 61% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: latitude 44.3493, longitude -87.8312 (US Census Bureau Gazetteer).
- Nearest larger cities: Bellevue, WI (10 mi); Allouez, WI (13 mi); De Pere, WI (14 mi); Green Bay, WI (14 mi); Luxemburg, WI (15 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Maribel, WI (5 mi); Kellnersville, WI (9 mi); Francis Creek, WI (12 mi) (Census populations).
What a personal loan costs in Denmark
Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wisconsin lending rules that apply in Denmark
The table carries the Wisconsin rate and licensing rules that apply to consumer loans made in Denmark.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Denmark
The steps below are worth completing first when you borrow in Denmark:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.