Lowell at a glance
- Population: 303 (US Census Bureau, Vintage 2023 subcounty estimate), the 545th-largest of 605 places in Wisconsin.
- 2020 Census base: 309 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: down roughly 1.9% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Wisconsin places: 545th out of 605 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 10% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: it sits at 43.3336, -88.8137 in the US Census Bureau Gazetteer.
- Nearest larger cities: Reeseville, WI (2 mi); Clyman, WI (5 mi); Juneau, WI (7 mi); Beaver Dam, WI (9 mi); Hustisford, WI (11 mi); US Census Bureau population estimates.
- Nearest smaller places: Doylestown, WI (18 mi); Lac La Belle, WI (20 mi); Rockdale, WI (27 mi) (US Census Bureau estimates).
What a personal loan costs in Lowell
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Wisconsin lending rules that apply in Lowell
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Lowell
Run through this list before signing anything in Lowell:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.