Clyman at a glance
- Population: 396 (US Census Bureau, Vintage 2023 subcounty estimate), the 512th-largest of 605 places in Wisconsin.
- 2020 Census base: the 2020 count put the population at 399 (US Census Bureau).
- 2020 to 2023 change: down roughly 0.8% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Wisconsin places: 512th-largest of 605 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: roughly 15% of Wisconsin's places have fewer residents (US Census Bureau).
- Coordinates: 43.3117 latitude, -88.7231 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Reeseville, WI (6 mi); Hustisford, WI (6 mi); Juneau, WI (6 mi); Watertown, WI (8 mi); Horicon, WI (10 mi); US Census Bureau population estimates.
- Smaller places nearby: Lowell, WI (5 mi); Lac La Belle, WI (15 mi); Doylestown, WI (23 mi), per US Census Bureau estimates.
What a personal loan costs in Clyman
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Wisconsin lending rules that apply in Clyman
The table lists the Wisconsin rules that apply to a loan made in Clyman, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Clyman
The steps below are worth completing first when you borrow in Clyman:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.