Loganville at a glance
- Population: the Census estimates 16,516 residents, ranking 67th of 536 places in Georgia (Vintage 2023).
- 2020 Census base: 14,127 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: about 16.9% more residents than the 2020 Census base (US Census Bureau).
- Rank among Georgia places: 67th out of 536 Census places (US Census Bureau).
- Size percentile: about 88% of places in Georgia are smaller (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 33.8365, -83.8961.
- Nearest larger cities: Snellville, GA (7 mi); Lawrenceville, GA (10 mi); Conyers, GA (13 mi); Winder, GA (15 mi); Tucker, GA (18 mi), each a US Census place with its estimated population.
- Smaller places nearby: Grayson, GA (5 mi); Between, GA (6 mi); Walnut Grove, GA (7 mi), per US Census Bureau estimates.
What a personal loan costs in Loganville
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Georgia lending rules that apply in Loganville
The Georgia rate caps and licensing rules that reach Loganville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Loganville
Before you commit to a personal loan in Loganville, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.