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Personal loans in Between, GA

For residents of Between, a personal loan is a lump sum with a fixed repayment schedule, and its cost reflects your credit, income and debt-to-income picture. The Census puts Between at about 453 residents, the 401st-largest of 536 places in Georgia. The rate caps and licensing requirements that apply to a lender in Georgia are set out in the sourced table below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Between at a glance

  • Population: roughly 453 people; 401st of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: the 2020 count put the population at 401 (US Census Bureau).
  • 2020 to 2023 change: population rose about 13.0% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
  • Rank among Georgia places: 401st of the state's 536 Census places (US Census Bureau).
  • Size percentile: roughly 25% of places in Georgia rank below it by population (US Census Bureau).
  • Coordinates: the Census Gazetteer places it at 33.8177, -83.8011.
  • Nearest larger cities within 120 miles: Monroe, GA (5 mi); Walnut Grove, GA (6 mi); Loganville, GA (6 mi); Bethlehem, GA (10 mi); Grayson, GA (10 mi) (US Census Bureau).
  • Nearest smaller towns: Jersey, GA (7 mi); Good Hope, GA (11 mi); Carl, GA (13 mi) (US Census Bureau).

What a personal loan costs in Between

With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.

Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.

A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.

Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.

Georgia lending rules that apply in Between

Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.

RuleDetailSource
State lending regulatorGeorgia Department of Banking and Finance (DBF)
Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters".
Georgia Department of Banking and Finance
as of 2026-09-16
Installment Loan Act rate cap10% per annum of the face amount of the contract (licensed installment loans)
Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract".
Georgia Department of Banking and Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted.
Georgia Department of Banking and Finance
as of 2026-09-16
Payday lending statusProhibited (payday lending illegal in Georgia)
Source says: "Payday lending is illegal in Georgia."
Georgia Department of Banking and Finance
as of 2026-09-16
Small-loan / installment lender licensingInstallment lender license required for loans of $3,000 or less
Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender".
Georgia Department of Banking and Finance
as of 2026-09-16

How to compare offers in Between

The steps below are worth completing first when you borrow in Between:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Georgia using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Between?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Between are the same as elsewhere in Georgia.
How much can I borrow with a personal loan in Between?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Between require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Between hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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