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Personal loans in Kewaunee, WI

For a borrower in Kewaunee, a personal loan is a sum repaid in equal monthly installments, priced mainly from your credit profile, income and debt load. The Census puts Kewaunee at about 2,798 residents, the 221st-largest of 605 places in Wisconsin. The sourced table below lists the Wisconsin rate caps and licensing rules a lender must follow on a loan made here.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Kewaunee at a glance

  • Population: about 2,798, 221st by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: the 2020 Census recorded 2,826 residents here (US Census Bureau).
  • 2020 to 2023 change: about 1.0% below the 2020 Census base (US Census Bureau).
  • Rank among Wisconsin places: 221st by size among 605 communities (US Census Bureau).
  • Size percentile: larger than about 63% of the Census places in Wisconsin (US Census Bureau).
  • Coordinates: the Census Gazetteer places it at 44.4636, -87.5217.
  • Nearest larger cities (120-mile radius): Algoma, WI (10 mi); Bellevue, WI (21 mi); Two Rivers, WI (21 mi); Green Bay, WI (23 mi); Allouez, WI (25 mi) (US Census Bureau).
  • Nearest smaller communities: Casco, WI (8 mi); Luxemburg, WI (11 mi); Forestville, WI (16 mi), each a US Census place.

What a personal loan costs in Kewaunee

A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.

APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.

The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.

Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.

Wisconsin lending rules that apply in Kewaunee

Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.

RuleDetailSource
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Kewaunee

The order below is a sensible way to approach a loan in Kewaunee:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Kewaunee?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Kewaunee are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Kewaunee?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Kewaunee require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Kewaunee hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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