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Personal loans in Hazel Green, WI

A personal loan in Hazel Green is a fixed-term installment product, and the price a lender offers you is driven by your credit profile, income and existing debts. At about 1,177 residents, Hazel Green is the 341st-largest of the 605 Census places in Wisconsin. Wisconsin sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Hazel Green at a glance

  • Population: the Census estimates 1,177 residents, ranking 341st of 605 places in Wisconsin (Vintage 2023).
  • 2020 Census base: 1,176 residents at the 2020 Census (US Census Bureau, 2020 count).
  • 2020 to 2023 change: up about 0.1% from the 2020 Census base to the 2023 estimate (US Census Bureau).
  • Rank among Wisconsin places: 341st of 605 by population (US Census Bureau, Vintage 2023).
  • Size percentile: it exceeds roughly 44% of Wisconsin's Census places by population (US Census Bureau).
  • Coordinates: it sits at 42.5342, -90.4361 in the US Census Bureau Gazetteer.
  • Nearest larger cities: Cuba City, WI (5 mi); Galena, IL (8 mi); East Dubuque, IL (10 mi); Shullsburg, WI (11 mi); Platteville, WI (13 mi) — straight-line distances, US Census Bureau populations.
  • Nearest smaller communities: Benton, WI (4 mi); Menominee, IL (7 mi); Scales Mound, IL (10 mi), each a US Census place.

What a personal loan costs in Hazel Green

A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.

The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.

A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.

Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.

Wisconsin lending rules that apply in Hazel Green

Each row below is a Wisconsin rule with its publisher and the date it was retrieved.

RuleDetailSource
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Hazel Green

These steps are the ones that most affect the offer you receive in Hazel Green:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Hazel Green?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Hazel Green are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Hazel Green?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Hazel Green require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Hazel Green hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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