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Personal loans in Glen Flora, WI

For residents of Glen Flora, a personal loan is a lump sum with a fixed repayment schedule, and its cost reflects your credit, income and debt-to-income picture. Glen Flora's Census population of roughly 96 makes it the 598th-largest of 605 places in Wisconsin. The rate caps and licensing requirements that apply to a lender in Wisconsin are set out in the sourced table below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Glen Flora at a glance

  • Population: 96, the 598th-largest community in Wisconsin out of 605 (US Census Bureau, Vintage 2023).
  • 2020 Census base: the 2020 count put the population at 99 (US Census Bureau).
  • 2020 to 2023 change: down roughly 3.0% across the 2020-to-2023 comparison (US Census Bureau).
  • Rank among Wisconsin places: 598th by size among 605 communities (US Census Bureau).
  • Size percentile: it exceeds roughly 1% of Wisconsin's Census places by population (US Census Bureau).
  • Coordinates: 45.4970, -90.8935 (Census Gazetteer, US Census Bureau).
  • Nearest larger cities: Tony, WI (5 mi); Hawkins, WI (9 mi); Ladysmith, WI (10 mi); Sheldon, WI (13 mi); Kennan, WI (15 mi); each population is a US Census Bureau estimate.
  • Smaller places nearby: Ingram, WI (4 mi); Conrath, WI (10 mi); Couderay, WI (28 mi), per US Census Bureau estimates.

What a personal loan costs in Glen Flora

The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.

The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.

A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.

A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.

Wisconsin lending rules that apply in Glen Flora

Where a figure is not published by the state, the row points to the source instead of guessing.

RuleDetailSource
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Glen Flora

The order below is a sensible way to approach a loan in Glen Flora:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Glen Flora?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Glen Flora are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Glen Flora?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Glen Flora require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Glen Flora hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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