Conrath at a glance
- Population: 88 (US Census Bureau, Vintage 2023 subcounty estimate), the 600th-largest of 605 places in Wisconsin.
- 2020 Census base: the 2020 Census recorded 90 residents here (US Census Bureau).
- 2020 to 2023 change: a decline of roughly 2.2% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 600th-largest of 605 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: larger than about 1% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: 45.3842 latitude, -91.0357 longitude (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Ladysmith, WI (6 mi); Sheldon, WI (6 mi); Tony, WI (7 mi); Glen Flora, WI (10 mi); Bruce, WI (13 mi) (US Census Bureau populations).
- Nearest smaller towns: Ingram, WI (14 mi); Couderay, WI (31 mi); Stockholm, WI (86 mi) — US Census Bureau populations.
What a personal loan costs in Conrath
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Conrath
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Conrath
Here is a short checklist for comparing personal loans in Conrath:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.