Fox Crossing at a glance
- Population: 18,947 people, the 43rd-largest place among Wisconsin's 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 18,995 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: down about 0.3% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 43rd of 605 by population (US Census Bureau, Vintage 2023).
- Size percentile: about 93% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: 44.2236, -88.4791 (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Neenah, WI (4 mi); Appleton, WI (6 mi); Oshkosh, WI (14 mi); De Pere, WI (24 mi); Howard, WI (31 mi) (US Census Bureau).
- Nearest smaller towns: Menasha, WI (3 mi); Greenville, WI (5 mi); Kimberly, WI (8 mi) (US Census Bureau).
What a personal loan costs in Fox Crossing
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Wisconsin lending rules that apply in Fox Crossing
The table lists the Wisconsin rules that apply to a loan made in Fox Crossing, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Fox Crossing
Run through this list before signing anything in Fox Crossing:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.