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Personal loans in De Pere, WI

A personal loan in De Pere is repaid in equal monthly installments over a fixed term, with the rate set from your credit history, income and debts. Census estimates count about 25,348 residents in De Pere, making it the 33rd-largest of 605 places in Wisconsin. Rate caps and licensing for consumer lenders in Wisconsin come from state law, and the sourced rows below set them out.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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De Pere at a glance

  • Population: 25,348 people, the 33rd-largest place among Wisconsin's 605 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: 25,411 people (US Census Bureau, 2020 Census count).
  • 2020 to 2023 change: a loss of about 0.2% since the 2020 count (US Census Bureau).
  • Rank among Wisconsin places: 33rd by size among 605 communities (US Census Bureau).
  • Size percentile: larger than about 95% of the Census places in Wisconsin (US Census Bureau).
  • Coordinates: 44.4310, -88.0799 (US Census Bureau Gazetteer).
  • Nearest larger cities: Green Bay, WI (8 mi); Appleton, WI (19 mi); Neenah, WI (27 mi); Manitowoc, WI (30 mi); Oshkosh, WI (37 mi); US Census Bureau population estimates.
  • Smaller places close by: Ashwaubenon, WI (3 mi); Allouez, WI (4 mi); Hobart, WI (6 mi) (US Census Bureau).

What a personal loan costs in De Pere

A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.

The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.

A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.

Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.

Wisconsin lending rules that apply in De Pere

Read the table as the compliance picture for a lender serving De Pere: label, sourced figure, publisher and date.

RuleDetailSource
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in De Pere

Here is a short checklist for comparing personal loans in De Pere:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in De Pere?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in De Pere are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in De Pere?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in De Pere require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in De Pere hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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