Ashwaubenon at a glance
- Population: the Census estimates 16,986 residents, ranking 50th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 16,983 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about the same as at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 50th in population of 605 places (US Census Bureau).
- Size percentile: roughly 92% of places in Wisconsin rank below it by population (US Census Bureau).
- Coordinates: 44.4794 latitude, -88.0875 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: De Pere, WI (3 mi); Green Bay, WI (6 mi); Howard, WI (6 mi); Kaukauna, WI (16 mi); Appleton, WI (20 mi); each population is a US Census Bureau estimate.
- Nearest smaller towns: Allouez, WI (3 mi); Hobart, WI (4 mi); Bellevue, WI (7 mi) (US Census Bureau).
What a personal loan costs in Ashwaubenon
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wisconsin lending rules that apply in Ashwaubenon
The table carries the Wisconsin rate and licensing rules that apply to consumer loans made in Ashwaubenon.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Ashwaubenon
A few practical steps will make the process in Ashwaubenon less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.