Copperton metro at a glance
- Population: the Census estimates 852 residents, ranking 167th of 255 places in Utah (Vintage 2023).
- 2020 Census base: the 2020 count put the population at 829 (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 2.8% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Utah places: 167th largest of 255 (US Census Bureau).
- Size percentile: it exceeds roughly 35% of Utah's Census places by population (US Census Bureau).
- Coordinates: 40.5661 latitude, -112.0979 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: South Jordan, UT (6 mi); West Jordan, UT (6 mi); Herriman, UT (7 mi); Kearns metro, UT (8 mi); Riverton, UT (8 mi) (Census populations, approximate straight-line distance).
- Nearest smaller communities: Cedar Fort, UT (16 mi); Stockton, UT (17 mi); Fairfield, UT (23 mi), each a US Census place.
What a personal loan costs in Copperton metro
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Utah lending rules that apply in Copperton metro
Read the table as the compliance picture for a lender serving Copperton metro: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
How to compare offers in Copperton metro
Before you commit to a personal loan in Copperton metro, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.